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Frequently Asked Questions
Gross salary is the total income before mandatory deductions such as social insurance, health insurance, unemployment insurance, personal income tax, and other deductions. This is typically the salary stated in employment contracts and used for initial negotiations.
Net salary is the actual take-home pay that employees receive monthly after deducting personal income tax, social insurance, health insurance, unemployment insurance, and other deductions. Net salary reflects the actual "money in hand".
Gross = Income before tax and insurance. Net = Income after tax and insurance. When signing a contract, you need to know clearly whether you're being paid Gross or Net to avoid misunderstandings.
Net Salary = Gross Salary - (Social Insurance + Health Insurance + Unemployment Insurance + Personal Income Tax). Use the Gross → Net calculator tool for quick and accurate results.
Converting Net → Gross is more complex as it requires reverse calculation of personal income tax according to progressive tax brackets. The automated tool will estimate initial Gross, calculate tax and insurance, then iterate until reaching the desired Net amount.
No. Net salary does not include personal income tax. Tax is calculated based on Gross and deducted before you receive your salary.
Negotiating Gross helps you understand all mandatory contributions. Negotiating Net tells you exactly what you'll receive. Best practice: negotiate Gross, as this is the standard in employment contracts.
To know exactly how much you'll actually receive after insurance and tax. This helps you plan your personal finances more accurately.
Personal deduction: 11 million VND/month (2025). Dependent deduction: 4.4 million VND/person/month. From 2026, these amounts will change to 15.5 million and 6.2 million.
It depends on region, number of dependents, and insurance contribution level. Use the Net → Gross calculator tool for accurate calculation for your specific case.
Yes — because unemployment insurance depends on regional minimum wage. Vietnam has 4 regions with different minimum wage levels.
Most companies pay a % of Gross, for example: 85% or 90% of official Gross salary. This should be clearly stated in the probation contract.
Calculated based on basic salary (Gross), according to legal rates: 150% (weekdays), 200% (weekends), 300% (holidays).
The employer will "gross-up" your salary to ensure you receive the agreed amount. They will bear the tax and insurance portions.
Possible reasons: Different law updates, different insurance calculation methods, different tax brackets for different periods, or formula errors. Our tool is always updated with the latest regulations.
It depends on the amount — according to current law, amounts exceeding the regulated level will be included in taxable income.
Yes. Bonuses are considered taxable income and will be included in total annual income.
Yes — because progressive tax brackets make manual calculation very error-prone. Automated tools ensure high accuracy.
Not always — it depends on how the company defines "total income". This should be clearly stated in the contract.
If the tool applies the latest laws correctly, the margin of error is very low (1-2 VND due to rounding). Our tool is updated according to 2025 and 2026 regulations.